Summary Points: A reader asked if Embassy REIT is worth holding for 7-10 years. Its price grew just 1.3% last year, but it offers a 6% dividend yield. REITs like Embassy prioritize dividends over big price gains. High occupancy and leasing to global firms show its strength. I’d hold it for steady income and India’s…
Summary Points: RR rates are the government’s minimum property value benchmarks, recently hiked by 4.39% on average from April 1, 2025. They determine stamp duty and registration fees, ensuring the state doesn’t lose tax revenue to cash deals. Registration must reflect the higher of RR or actual price – e.g., Rs 55 lakh for a…
Let’s chat about what’s happening in the U.S. housing market right now. I just got my hands on the latest housing market trends report from Realtor.com for February 2025, and there’s a lot to unpack. Whether you’re thinking about buying your first home, selling your current place, or just curious about where the market’s headed,…
Interest rates have a profound impact on Real Estate Investment Trusts (REITs), influencing their valuations, dividend payouts, and overall market performance. If you’ve been tracking Indian REITs like Embassy Office Parks, Mindspace, or Brookfield India, you may have noticed how their stock prices fluctuate in response to changes in the Reserve Bank of India’s (RBI)…
Investing in real estate is a classic wealth-building approach. For most Indians, buying a home, office space, or land is considered the ultimate investment. But there’s another option that offers exposure to real estate without the hassle of ownership: Real Estate Investment Trusts (REITs). I prefer REITs over physical real estate for a few key…
Suppose, a 45-year-old individual planning to buy a Rs.1 crore 2BHK flat say in Pune. He is facing a financial challenge of arranging the 30% down payment, which amounts to ₹30 lakh. If the person is an active EPFO member, the updated withdrawal rules can come as a relief. Actually, I was reading a news…
Recently I read a news about Embassy Office Parks REIT. The company announced that it has raised Rs. 2,000 crore through coupon-bearing debt at an interest rate of around 7.95%. The REIT plans to use the funds to repay its Non-Convertible Debentures (NCDs) worth Rs.2,000 crore. The NCDs are maturing in October 2024. This is…
The Union Budget 2024-25 has introduced a welcome changes to the long-term capital gains (LTCG) rules for Real Estate Investment Trusts (REITs). Previously, investors had to hold REIT units for 36 months to qualify for LTCG benefits. This holding period has now been reduced to 12 months. Now, it is align REITs with other listed…
The removal of indexation benefits and introduction of a 12.5% LTCG tax rate for real estate has generated varied reactions among investors. This post examines how these changes affect tax liabilities, using practical examples to highlight the potential advantages and disadvantages for realty investors. The recent Union Budget brought two changes on how income from…
Want to sell an under-construction flat? Pro investors do it all the time. But if people like us need to do it, how to go about it? Get an idea of the steps involved to execute this project. Selling an under-construction flat before the possession certificate is issued, is not the same work as a…
REITs are a relatively new investment product for India. It was launched with Embassy REIT in Mar’2019. But for more mature markets like the USA and UK, REITs are in existence since the 1960s. In case you want to know more about what is REIT and its basics, I’ll suggest you kindly read this article…
There are hundreds of people around who can share their property investment ideas with us. Almost everyone, at some stage in their life, has experienced a property dealing. We’ve seen our parents, elder siblings etc buy a property. It has enriched our knowledge. Even listening about property dealing from friends also adds to our knowledge base. But nothing…
