Subconscious Mind Wealth Planner
Subconscious Wealth Planner
Your Wealth Plan
Introduction
Have you ever wondered what separates the rich from the rest? Is it just luck or hard work? Or is there something deeper at play? I believe the secret lies in your mind, specifically, your subconscious. Some time back, I read this book called The Power of Your Subconscious Mind by Dr. Joseph Murphy. It changed how I think about wealth. But I also know that we often dream big but face practical challenges.
So, let’s talk about how to use your subconscious mind to plan and become rich over the next 20 years.
Ready? Let’s dive in.
Table of Contents
1. Why Your Subconscious Mind Matters
Your subconscious mind is like a hidden engine. It runs 24/7, shaping your actions and decisions. Dr. Murphy says it accepts whatever you feed it, good or bad.
If you constantly think, “I’ll never be rich,” your subconscious believes it. It then guides you to act in ways that keep you stuck.
But what if you fed it positive thoughts? Thoughts like, “I can build wealth.” That’s when magic happens. Your subconscious starts finding ways to make it real.
We often hear stories of people rising from nothing.
Imagine a small-town shopkeeper who builds a business empire. Their secret? A belief in success, deep in their mind.
Murphy’s book teaches us to harness this power deliberately.
It’s not about wishing for a lottery win. It’s about programming your mind for consistent, long-term growth.
2. Picture Your Wealthy Future
Murphy emphasizes visualization. It’s like daydreaming with purpose.
Close your eyes and imagine your life in 2045. Where are you? Maybe you’re in a cozy bungalow in Goa, sipping coffee, knowing your investments (passive income) pay your bills. Or you’re running a successful startup in Bengaluru, Pune, or Mumbai.
The key is to make it vivid. See the details, the house, the bank balance, the freedom.
Why does this work?
Your subconscious doesn’t know what’s real or imagined. When you visualize wealth, it starts believing you’re already on that path. This belief, creates a chain, and your mind pushes you to act.
For example, my cousin in Mumbai used to imagine owning a flat in Bandra. He’d picture every detail, the view, the furniture. That vision kept him focused. Today, he’s halfway there, saving diligently.
Try it. Spend five minutes daily picturing your rich life. It’s simple but powerful.
3. Affirmations: Your Mind’s Mantra
Words have power. Murphy says affirmations can rewire your subconscious.
These are short, positive statements you repeat daily. For instance, “I attract wealth easily” or “My income grows every year.” In India, we love mantras, right? Think of affirmations as financial mantras. They sink into your subconscious, replacing doubts with confidence.
I tried this myself. Every morning, I say, “I am building a financially secure future which is dependent only only my passive income, not job.”
At first, it felt silly. But over time, I noticed a shift. I started making smarter money choices.
Murphy suggests saying affirmations with feeling, especially before sleep when your mind is relaxed.
Try it for a month. Pick a simple phrase. Say it with belief. You’ll be surprised how it changes your mindset.
4. A 20-Year Plan for Wealth
Dreaming is great, but action is key. Murphy says your subconscious guides you when you give it clear goals.
So, let’s craft a 20-year plan to get rich. Why 20 years? Because twenty years is perfect, it’s long enough for big results but short enough to stay motivated.
Here’s how to do it, step by step, without getting overwhelmed.
- First, set a clear goal. Want Rs.5 crore by 2045? Write it down. Be specific (you can also use the above tool).
- Next, break it into smaller steps.
- In the first five years, focus on learning and saving. Read books like Rich Dad Poor Dad. Start a SIP in a mutual fund. Save 20% of your income. For example, my friend in Delhi started with Rs.5,000 monthly in an equity fund. Compounding is now his best friend.
- From years six to ten, scale up. Start a side hustle. Maybe a small business or freelancing. Diversify your investments, stocks, real estate, or gold. By year ten, aim for at least 25% of your, say Rs.1 crore.
- In the next final decade, keep investing. Do not get diheartened that you have made only 25% in the first half. This is point where the real compounding will start. In the next 10 years, the same Rs.1 crore is going to grow by 5 times.
- Also, learn to protect your wealth with insurance or trusts.
- Keep visualizing your goal to stay on track.
5. The Power of Compounding
Compounding is your wealth’s secret weapon.
Say you invest Rs.8,700 monthly at a 18% annual return. In 20 years, that could grow to over Rs.2 crore. Start with slightly higher Rs.12,000 monthly, and you’re looking at close to Rs.3 crore.
Sounds crazy, right? But it’s just math.
For investing, we have great options like equity mutual funds and stocks (quality companies). Use them and even small investments grow big over time.
The key is consistency.
Your subconscious helps here. By visualizing your wealth, you stay disciplined.
You avoid splurging on that fancy car. Instead, you invest. Murphy would say this discipline comes from a mind programmed for success.
6. Overcoming Roadblocks
Life isn’t smooth. Doubts creep in.
Friends might say, “You can’t get rich being salaried.” Or the market crashes. Murphy says your subconscious can handle this. Feed it solutions, not fears.
When I lost money in a bad investment, I felt defeated. Then I started affirming, “Every setback teaches me.” It changed my perspective. I learned and moved on.
- If you’re impatient, visualize the end goal.
- If you fear failure, affirm your ability to succeed.
Surround yourself with positive people.
In India, we often face family pressure or societal norms. Stay firm. Your subconscious will guide you if you trust it.
Ask yourself: Why let doubt win when you can program success?
7. Real Stories, Real Results
Let’s get real. Murphy’s book is full of stories about people who used their subconscious to succeed.
Take my uncle in who lives in Delhi. He started with a small business in the 70s. He always believed he’d dominate the industrial machine shop landscape. He visualized it daily. Today, he runs a group of machine shop locates in multiple location in Indian and Europe.
His belief drove his actions.
Many who have used it regularly would say that visualization helped them achive such goals which looked almost impossible once.
These aren’t miracles. They’re proof that a strong mindset, paired with action, works.
Your subconscious is like a loyal friend. Give it the right instructions, and it delivers.
8. Quick Tips
To make this work, start small.
Write your wealth goal today. Spend five minutes visualizing it. Pick one affirmation and repeat it daily.
Open a demat account if you haven’t. Learn about index funds, multi cap funds, and stocks.
In India, we have so many options, ELSS, Index Investing, or even fixed deposits for safety. The key is to start now.
Don’t aim for perfection.
Murphy says progress comes from consistent effort. Even Rs.1,000 a month is a start. Over 20 years, it adds up. And keep learning.
Read blogs and listes to podcasts of people who have already done it for themselves.
Knowledge builds confidence, which fuels your subconscious.
Conclusion
Building wealth isn’t just about money. It’s about mindset.
Dr. Murphy’s book shows us how to use our subconscious to dream big and act smart.
In India, we face unique challenges, high inflation, family responsibilities. But we also have opportunities, growing markets, digital tools.
By visualizing success, affirming your potential, and following a 20-year plan, you can get there.
So, what’s stopping you? Take a moment today. Picture your wealthy future. Say one positive affirmation. Start that SIP.
Your subconscious is ready to work. Are you? Let’s build that crore together, one step at a time. Suggested Reading: How wealth accelerates after reaching one crore.
