Summary Points: I explain the four quadrants: E, S, B, I. E and S mean trading time for money. B and I focus on systems and passive income. I share my journey from E to B and I. Small steps can help you move to financial freedom. Introduction Today, I want to talk about something…
Summary Points: Trump announced tariffs on April 2. Stock market crashed, but he didn’t budge. Bond auction flopped on April 8. Hedge funds sold bonds, raising yields. Trump paused tariffs, except on China. India’s reserves felt the bond impact. Introduction You might have heard about Donald Trump’s sudden U-turn on his reciprocal tariff plans 10…
Summary Points: I explored crypto stocks in India. No listed crypto exchanges or crypto mining companies exist. Regulatory uncertainty limits listings. WazirX and CoinDCX are unlisted. Some listed IT companies do offer blockchain based business to their clients (check this list). Investors can buy crypto directly instead of a crypto stock. Introduction I tried to…
Summary Points: RBI cut repo rate to 6% in April 2025. CRR dropped from 4.5% to 4% in December 2024. CRR cut gives banks instant cash to lend. Repo rate cut makes borrowing cheaper over time. Both tools boost money flow in economy. RBI picks them based on liquidity and growth needs. Check the tablated…
Summary Points: When RBI cuts CRR what it means for banks. A 0.5% CRR cut freed up Rs.1.16 lakh crore for banks in Dec’24. Post CRR cut banks can lend more, boosting their profits. PSU banks might benefit more than private ones. Bank stocks rose initially but could falter later. Economy gets a push if…
Summary Points: ODIs let foreign investors bet on Indian stocks.See the flow chart #1 FPIs used derivatives to create and hedge ODIs. See the flow chart #2 SEBI’s new rule bans derivative-based ODIs for FPIs. FPIs must now use actual stocks, not derivatives. Big ODI users need to disclose more details. This might reduce FPI…
Summary Points: Jio Financial Services’ stock jumped 5.61% today. Jio Finance launched digital loans against shares. Loans up to Rs.1 crore disbursed in 10 minutes. It’s faster than competitors like Bajaj Finserv. Reliance’s tech edge drives this bold move. Market sees growth potential in this service. Aims at investors needing cash without selling shares. Introduction…
Summary Points: Fiem Industries shines in two-wheeler lighting. Moneycontrol rates it “Overweight” for long-term. My Stock Engine gives it an Overall score of 63.25%. Growth and moat are Fiem’s strengths. Price looks overvalued, profitability needs work. Both analyses offer valuable investment insights. Jump here to see the comparison Introduction I’ve poured my heart and soul…
Summary Points: Trump’s tariffs started with China, Canada, Mexico in January. April 2nd brought massive reciprocal tariffs globally. Markets crashed, like a -12% S&P 500 drop (in 30 days). China and others hit back with their own tariffs. Even Americans are upset over rising costs, layoffs. Did Trump expect this chaos or misjudge it? Maybe…
Summary Points: Let’s understand how re-baselining is shaking up big IT deals as clients demand cheaper, AI-driven solutions. Self-cannibalisation is another twist. Our companies are building new tech that’s eating into their old business. The global economy, especially U.S. tariffs, is making things more complicated. It ispushing our IT companies to rethink their business strategies….
Summary Points: I got an email from a reader wondering why the U.S. dollar stays dominant (Jump here for the reason). The USD’s reserve status and U.S. Treasuries keep its demand high. A strong dollar also lets the U.S. survive even with big deficits and high debts (for now). Low inflation and low rates help,…
Summary Points: I’ll explain how rich people focus on cash flow and net profit to grow their business, like my example of an ice-cream store. Check this mind-map You’ll see an example where how profits was split as 25% for business growth, 25% for family, and 50% for investing. I’ll share how they use direct…
