Summary Points: Indian IT stocks like TCS and Infosys crashed hard after Trump’s Reciprocal Tariff announcement on April 2, 2025. These stocks were already down 15-31% in the last 3 months due to a global slowdown and a weak rupee. The tariff could hurt profits since 60-70% of their revenue comes from the U.S. Long-term…
Summary Points: Jio Financial is backed by Reliance Industries. It is diving into finance with a massive 400M+ customer base from Jio telecom and Reliance Retail. The BlackRock JV, with SEBI’s nod for mutual funds, adds global muscle to Jio Finance’s ambitions. They’re targeting loans, insurance, wealth management, and mutual funds with a digital-first approach….
Summary Points: I explain why countries like India (52%) and China (67%) charge high tariffs on U.S. goods. I break down the U.S.’s “discounted reciprocal tariffs,” like 26% for India, and why they’re not matching fully. I talk about how trade agreements and politics, like India’s GSP removal, play a big role in these tariffs….
Summary Points: EVs like Tata Nexon EV are popping up across India, but their insurance is pricey. The battery of EVs are about 60% of thei cost whose life starts to fade away after 8 years. Repairs are in EVs are also expensive. Replacing the batter after damage can cost a lot. Spare parts and…
Summary Points: India’s manufacturing PMI jumped to 58.1. It the highest in the last eight months. Sign of a strong growth. New orders and production grew at the fastest pace since July 2024. The growth was driven by domestic demand. Export growth is a bit slower. Finished goods stocks dropped at the quickest rate in…
Summary Points: A reader asked if Embassy REIT is worth holding for 7-10 years. Its price grew just 1.3% last year, but it offers a 6% dividend yield. REITs like Embassy prioritize dividends over big price gains. High occupancy and leasing to global firms show its strength. I’d hold it for steady income and India’s…
Summary Points: RR rates are the government’s minimum property value benchmarks, recently hiked by 4.39% on average from April 1, 2025. They determine stamp duty and registration fees, ensuring the state doesn’t lose tax revenue to cash deals. Registration must reflect the higher of RR or actual price – e.g., Rs 55 lakh for a…
Summary Points: US tariffs on Indian goods might jump from 1% to 25%, targeting our $2.8 billion exports, while India’s 9.7% duty on US imports sparked this retaliation. Pharma (Sun Pharma, Cipla), auto (Tata Motors), and jewellery (Titan) stocks could crash as US markets get pricier for them. IT giants (TCS, Infosys) and domestic players…
Summary Points: Traditional businesses (like TCS, RIL, Britannia) focus on making and selling—revenue growth and margins are king. Banks (like HDFC or SBI) thrive on managing money: loans, deposits, and interest spreads drive them. Key differences lie in risks, metrics, and economic triggers: competition for one, bad loans for the other. Mixing up their analysis…
Summary Points: Vodafone Idea’s massive debt, once Rs 2.12 lakh crore, gets a trim as the government converts Rs 36,950 crore of spectrum dues into equity, taking a 49% stake. Total liabilities drop by 17.5% to Rs 1.75 lakh crore, but AGR dues and competition from Jio and Airtel still loom large. The government’s move…
Summary Points: India: At a Rs.50L CTC, you face a 26% income tax hit (Rs. 13 lakhs), plus GST (avg. 12% of spending), pushing total tax to 32.2%, that’s a lot of money. USA: A PPP-equivalent of (Rs.50 Laks) $171,429 salary sees 25.4% in federal taxes ($43,619), with 7% sales tax bumping it to 29.1%…
Summary Points: The U.S. dominates global trade because of its massive consumer market and high household expenditures ($18.8 trillion in 2023). Countries hesitate to retaliate against U.S. trade tariffs because losing access to American consumers can harm their economies. The U.S. household consumption accounts for 67.9% of its GDP, far higher than countries like Germany…
