The purpose of this blog is to emphasize the necessity of leading a loan-free life. There are moments in life when availing home loan becomes unavoidable. But, is it good to repay the home loan early? In this article, we will read why prepayment of loans cannot be ignored. For quick answers, read the FAQs….
The purpose of this blog is to highlight the use of the Magic Formula. Joel Greenblatt published the concept in his book called “The Little Book That Beats The Market” in 2006. The author shared a straightforward methodology to screen stocks of profitable companies available at a comparatively undervalued price. Undervaluation is measured using earning…
The purpose of this blog is to highlight the importance of starting equity investments early in life. If one can start equity investing in the 20s, there are phenomenal benefits. The biggest benefit is in the form of a high risk-free return on investment. Starting early means, one can stay invested for a very long…
The purpose of this blog is to highlight the importance of timing the sale of stocks sitting in an investment portfolio. When to sell a stock? We often do not give too much weight to this question. There are some stocks that must be sold before it’s too late to exit. This article will show…
The purpose of this blog is to highlight how a user can use The Stock’s Engine to analyze stocks online. One of my acquaintances was using a free portal for stock analysis. Recently, I showed him our Stock Engine. He immediately commented, “these are the answers that I wanted from a stock portal. Though The…
Why Iām blogging about this topic? SIP is an investment method that most people use to invest gradually and consistently. It is a very practical method to accumulate wealth over time. But there is a way to make the SIPs even more effective. Step-up SIP is the way to do it. I feel the conventional…
Why I’m blogging about this topic? Recently I met a person who was inclined to explore stocks but wanted to practice only defensive investing. He was a regular investor in mutual funds. He would explore direct shares purchase, but only with safe stocks. I know, a lot of people have similar mindsets. How risk-averse people…
Why I’m blogging about this topic? Considering the COVID-led collapse of the market, I was thinking about investing in stocks of Airline Companies. But when I saw their Profit & Loss Accounts for the last five years, I became hesitant. Why? Because even Interglobe Aviation (Indigo) has reported losses since covid. In this article, we…
A Zero depreciation car insurance cover is a type of policy that will cover the entire cost of replacing the parts of an accident vehicle. Generally, even in a comprehensive cover, the insurance company does not remit the full cost of replacement. But in a zero depreciation cover, the full amount is payable. Why I’m…
Debt mutual funds are investment instruments that cater to the need for risk-averse investing. These mutual funds primarily include only those securities in their portfolio that yield fixed returns. Moreover, unlike equity funds, the safety of the invested capital is ensured in debt funds. The securities included in the debt fund’s portfolio consist of treasury…
Buying stocks of a company makes one a proportional owner of it. Suppose there is a company whose shares you own. This company made about Rs.2,140 crore net profit in a financial year (FY). Let’s assume that this profit was also collected as cash in the same FY. If you are a majority shareholder of…
Warren Buffett is an investor that we can emulate. Warren Buffett’s letter to shareholders provides valuable insights and understandngs. These letters are full of hints about the investment philosophy practiced by him. The letter becomes even more endearing because every year, since year 1977, Buffett’s letter accompany’s the Berkshire Hathaway’s annual report. For sure, we…
