One day I was discussing with my friend about term insurance plans in India. Our thoughts were so different about the term plan that we nearly had a tiny fight. But the end was meaningful. Both of us agreed on a point with a conclusive evidence. No financial plan can be complete without inclusion of…
Generally people apply for personal loan when they need spare cash. But personal loans dose not come cheap. So it is better that one takes wise moves while availing personal loans. So, what should be the step 1? People opt for personal loans rather casually. But this is one debt that people must undertake after…
There are few basic traits of rich people that is lacking among common men. What are they? Rich people does things which we common people do not preach. But not all rich people are same. It is very interesting to learn about these basic traits. If we can implement these basic traits of rich people…
In term of money management, what financial gurus recommend for we common men? In most cases, people do not know what it means by money management? In this article, we will see basic rules which one must follow for effective handling of money. How differently you should manage your personal finance? The way we handle…
Tracking ones net worth growth is super important. Why? Net worth growth is Important for individual investors (small and big). But do we know about how to calculate net worth? Mostly No. Suppose you have bought a stock, how many times in a week you check its price movements? Many. Generally we get too carried away…
Lets see what does the amazing Rule of 72 indicates in investing money. The rule of 72 is one of the easiest to remember rules of investing. This rule does not tell you which stocks to buy, but will surely help you to discover a different aspect of investing money. I will give you some…
New investors mainly confuse between real estate or stock market, as which is better? They are left wondering about different between various investment options available for investing. Here we will analyse both. From time immemorial, we have been told that surplus money should be invested in an instrument that will augment it. The safest bet,…
What are stocks all about? Why they are often seen as a complicated investment? Is it really complicated to buy and sell stocks? For sure, investing in stocks is not as simple as buying a fixed deposit. Why? Because fixed deposits are fixed return investments, and stocks do not give fixed returns. Stock’s returns could be…
It’s the price volatility that makes stock investing so risky. But why does stock price fluctuate at all? There can be several small and big reasons for the price volatility. But the main thing that triggers all price volatility is demand and supply of stocks. When a stock’s demand is low (more sellers than buyers), its price…
Why one must care to look into the dividend analysis of Tata Consultancy Services (TCS)? Tata Consultancy Services (TCS) is one of the world leader in IT services. TCS generally works in collaboration with its customers. They redesign business implementation strategy by integrating IT, with its work culture. This integration of IT further strengthens &…
I have been budgeting and tracking my expenses since last 8 years. There has hardly been any expense that has went unaccounted in these years. I love to keep my accounts absolutely updated. The best way to do it by budgeting and tracking all expenses. In last few years I have used many expense tracking software….
This report will highlight a salary that can buy home in top Indian cities. We all like to have a property in big cities, right? But this is tough, as property price in these cities are sky high. People who live in cities like Mumbai, Delhi, Bangalore etc know how expensive can be a residential property….
