Summary Points: RBI cut repo rate to 6% in April 2025. CRR dropped from 4.5% to 4% in December 2024. CRR cut gives banks instant cash to lend. Repo rate cut makes borrowing cheaper over time. Both tools boost money flow in economy. RBI picks them based on liquidity and growth needs. Check the tablated…
Summary Points: When RBI cuts CRR what it means for banks. A 0.5% CRR cut freed up Rs.1.16 lakh crore for banks in Dec’24. Post CRR cut banks can lend more, boosting their profits. PSU banks might benefit more than private ones. Bank stocks rose initially but could falter later. Economy gets a push if…
Summary Points: EVs like Tata Nexon EV are popping up across India, but their insurance is pricey. The battery of EVs are about 60% of thei cost whose life starts to fade away after 8 years. Repairs are in EVs are also expensive. Replacing the batter after damage can cost a lot. Spare parts and…
Summary Points: The U.S. dominates global trade because of its massive consumer market and high household expenditures ($18.8 trillion in 2023). Countries hesitate to retaliate against U.S. trade tariffs because losing access to American consumers can harm their economies. The U.S. household consumption accounts for 67.9% of its GDP, far higher than countries like Germany…
Summary Points: Foreign banks are unloading dollars for big clients, spiking rupee demand and pushing it to 85.50 vs. USD, a level unseen since late 2024. March madness: dollar inflows from company borrowings and profits get swapped for rupees, juicing up its value as India’s financial year wraps. $3 billion hits Indian bonds, and foreign…
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Recently, I’ve read an excellent news article published on Moneycontrol. It is about oil supply dynamics and how they’re shaking things up in what folks are calling the “new world order.” It’s a big and complicated topic, but don’t worry, I’m here to declutter it down so that you know what’s going on without drowning…
Today, I stumbled across this headline from Deccan Herald: “India to be 3rd-largest economy by 2028, Morgan Stanley says.” Pretty exciting, right? The article talks about how India’s GDP is set to hit $5.7 trillion, overtaking Germany, thanks to a young population, smart economic reforms, and a knack for saving and investing. It’s the kind…
Retirement planning can feel like a complex maze, especially when it comes to understanding Social Security and Medicare. The situation becomes even trickier when one spouse has a strong work history while the other has had limited work experience. But don’t worry, you’re not alone in this situation. The goal of this post is to…
So, we all love seeing those double-digit returns on our Nifty 50 investments, right? Apna Sensex and Nifty are like the darlings of the Indian stock market. But recently, I was digging into some numbers, and it made me rethink how we measure our investment success. We usually pat ourselves on the back looking at how much…
There is a rumour, and everyone’s talking about it: will the RBI finally cut interest rates? Now, for us regular folks, that might sound like boring economics jargon, but trust me, it can have a real impact on your investments. Think of it like this: the RBI controls the tap of money flowing through the…
Hey everyone, I recently heard a conversation featuring Saurabh Mukherjea, the founder and CIO of Marcellus Investment Managers. He was alongside students from NMIMS on NDTV Profit. He was called to discuss on the upcoming 2025 budget. Basically Saurabh was called to share his views on the implications of the budget for investors like you…
Hi there, I’m back with another post. Today we’re diving into something that’s probably sitting in your parking lot right now, our humble two-wheeler. You might think it’s just a convenient way to get around, but trust me, the data related to it is much more important. The data on sales of bikes and scooters…
