A valued reader recently reached out to me with a question: “Should I sell my stocks to meet a personal financial need.” This dilemma is one that many investors face at some point in their investment journey. The decision to sell stocks, especially those acquired at a low cost like blue-chip companies, can feel particularly…
As an investor, the goal of capital protection is one of the most important priorities for many. People who want to ensure that they don’t lose the hard-earned money they have accumulated, they will invest with this mindset. Whether you’re new to investing or have some experience under your belt, it is crucial to choose…
Debt is a tricky thing. Some people see it as a tool to build wealth, while others warn against it, saying it can lead to financial trouble. Robert Kiyosaki, the author of Rich Dad Poor Dad, is a famous example of someone who uses debt to build his wealth. But before you rush to take…
Imagine you have two jars: one is labelled as Income, and the other is called Wealth. The Income jar gets fill-up regularly – daily, monthly, or yearly. This is the money we earn from job, business, etc. It keeps coming in, but it also gets spent. Now, the Wealth jar is different. It’s like our…
Stock market investor my have an understanding of the ripple effects of political changes. The re-election of Donald Trump is not only crucial for USA but also for other economies of the world. Trump is known for his distinctive economic policies, particularly his tariff impositions and ‘America First’ agenda. At this stage, his policies might…
When we think of building wealth, the first image that often comes to mind is a rising bank balance or a growing investment portfolio. But true wealth-building goes far beyond the numbers. It’s a gradual, transformative journey that shows up in daily actions, smart habits, and subtle shifts in mindset. Contrary to what we think,…
Wealth-building is a journey, not a quick fix solution to getting rich. Many aim to become financially independent, but only a handful succeed go one to achieve that freedom. Why? The secret lies in the mindset. It’s not enough to just invest money; we need the discipline and patience to stay invested, even during tough…
We must remember that our financial future is a landscape of opportunities. Every financial decision we make today shapes the horizon of our wealth tomorrow. Every investment made, whether it’s choosing a promising stock or setting aside a few savings, plants seeds of prosperity. Cultivating a mindset of strategic wealth-building is necessary. Our focus on…
The post aims to highlight to its readers the basics of the stock market. For people who want to build wealth by the equity route (mutual funds, stocks), the knowledge of the rules of investing is key. Beginners who are starting in the stock market will certainly benefit from the information. For experienced investors, it…
Welcome to a journey of financial wisdom drawn from one of the most popular personal finance books, ‘Rich Dad Poor Dad‘. This groundbreaking book, penned by Robert Kiyosaki, has transformed the way millions across the globe perceive money and wealth creation. At its core, ‘Rich Dad Poor Dad’ lays bare two contrasting financial philosophies. The ‘poor dad’, a…
In the complex world of investing, it’s easy to get swept up in trends and rush to chase the latest stocks. But what if there’s a simpler, smarter approach for the long haul? I’m talking about buy-and-hold investing. This tried-and-tested strategy promotes patience and discipline, centered on acquiring high-quality stocks and holding onto them for…
There is an excellent book by Ray Dalio called “Principles of Dealing With The Changing World Order.” Ray Dalio is an American hedge fund manager. The book examines the history of the world’s major empires. It tries to identify the factors that contributed to the rise and fall of these empires. In this book, Dalio…
