As a young professional, who is just starting a career at the age of 22, your thought process seems right. You are also thinking about investment. At this age, your professional journey has just started. You will face multiple money needs in times to come. Starting your investment journey so early will definitely give you…
Investing in equity mutual funds is a popular choice. People seek to invest in them to grow wealth faster. Their benefit is that they offer diversification, professional management, and attractive returns. However, what many of us may not realize is that mutual funds are also not immune to market volatility. They also have to book…
Suppose, a person earns an income of Rs.35,000 per month. The question is, can he build a crore portfolio from his income streams? The short answer is ‘yes.’ Is it difficult? Yes, but with some rules and discipline the end result is easily achievable. So, a person who is ready for this journey, even with…
Curious if your spare savings can transform fortunes? Get set to unveil the secret of the best compounding assets. From stocks to real estate, we reveal how small steps pave the way to wealth. And that’s not all! Embark on a journey bursting with surprises, opportunities, and the gateway to realizing your financial aspirations. Get…
A majority of my blog readers have a long-term investment mindset. Hence, I often get this type of question that says, how to invest large sums of money for a long-term horizon? I’ll try to answer this query from my perspective. I’ll speak as if I’ve to walk the talk. I also realize that not…
Investing & speculation are two different strategies used in the stock market. Investing is a long-term approach that focuses on the fundamentals of a company. While speculation is a short-term approach that focuses on market trends and technical indicators. Which strategy, stock investing or speculation, is best for long-term investors? For quick answers, read the…
The objective of this blog post is to highlight the requirement of the 12 steps of financial planning in Your 20s. There are three stages to financial planning shown in this post. It starts with taking the basic first steps. Then the person should graduate to the savings mode and finally to the investment mode….
The purpose of this blog post is to bring forth the best investment options available in India for young adults. Beginners can read this report to familiarize themselves with multiple investment vehicles available in India. The report will also highlight the thought process necessary to pick suitable investments for building wealth in long term. For…
The purpose of this blog is to highlight the importance of starting equity investments early in life. If one can start equity investing in the 20s, there are phenomenal benefits. The biggest benefit is in the form of a high risk-free return on investment. Starting early means, one can stay invested for a very long…
The prices of even the best stocks fall when the whole stock market is on a falling spree. In such times, investors with a long-term mindset buy such stocks. But how to invest in a high market? The answer to this question is not simple. Why? Because a simple solution will be to do nothing…
We will learn about the importance of time in the market versus timing the market using index investing. The same theory will apply to a portfolio of stocks, a basket of fundamentally strong stocks. It only reiterates the significance of staying invested for a very long term, with examples. What does it mean by timing…
Estimate risk profile before starting to invest. It is essential to figure out the right investment strategy for an individual. A person who is risk averse shall not end up buying a high-risk investment. Similarly, a person with a high-risk profile will find debt-based plans unsatisfying. Practically speaking, the majority of individuals fall between the…
