Summary Points: Blue Ocean Strategy Basics: It’s about dodging the crowded “red ocean” of typical mutual funds and finding fresh, untapped “blue ocean” opportunities. Indian Examples: Funds like Parag Parikh Flexi Cap and Nippon India Japan Equity show how going offbeat—like global stocks or niche themes—pays off. How It Works: Think thematic funds, global plays,…
Do you want to start investing in equity mutual funds in India in 2025? Our market have been little shaky lately. Since September 2024, the Nifty 50 has dropped by about 14%. That’s a pretty significant correction, right? But here’s a more important point, there are whispers (and some solid signs) that we might be…
![Why Not All Mutual Funds Are Affected by the IndusInd Bank Stock Crash [Nilesh Shah Explains] - Thumbnail](https://ourwealthinsights.com/wp-content/uploads/2025/03/Why-Not-All-Mutual-Funds-Are-Affected-by-the-IndusInd-Bank-Stock-Crash-Nilesh-Shah-Explains-Thumbnail-768x463.png)
I stumbled upon this article on Business Today (March 17, 2025) about IndusInd Bank’s stock taking a nosedive. If you haven’t heard, the bank’s shares dropped last week after they found some issues in their derivative portfolio. It is basically, a fancy way of saying they miscalculated something. This small miscalculation might shrink the bank’s…
Hey everyone, and welcome back to my new blog post. I recently received an email from a reader asking, “If more people buy units of a mutual fund, does that push the NAV higher?” It’s an intriguing question, and it’s something a lot of investors wonder about. So today, through this blog post, we’ll be…
If you are new to investing and are curious about mutual fund tax rules, this article will help. The tax landscape can be overwhelming for beginners as different types of investments are taxed diversly. In this blog post, let’s break down mutual fund taxation in India with simple explanations and real-world examples. My approach to…
Recently, I received this query from one of my readers over email. The person wanted to know, what return can be expected from SIP for 20 years investment horizon. As the person has not specified the type of mutual fund scheme, I’ll assume that he likes to get a general perspective on the returns. With…
Does SIP actually work? This was the query posted by a reader on my blog. He further added to his query stating that. “if SIP is effective, then why don’t all people invest in mutual funds through SIPs.” I can understand his doubt. Whenever we hear about big investors like Warren Buffett, Rakesh Jhunjhunwala, Ramesh…
Recently I met a young investor who wanted to know what happened in 2008 with the mutual fund investors. In the 2008 market crash, caused by the subprime mortgage crisis in the US, equity mutual funds saw havoc. The market crash significantly impacted several equity mutual fund schemes. Allow me to mention a few prominent…
Investing in the stock market can be both thrilling and intimidating, especially for beginners. It’s like a journey with the promise of wealth creation. But it’s often fraught with uncertainty. Here I’ll share a time-tested strategy that is also very effective. This strategy is known as the 7-5-3-1 Rule of SIP. Introduction Imagine you’re embarking…
Systematic Investment Plan (SIP), stands as a cornerstone strategy for wealth creation and financial stability. For nearly two decades, one steadfast investor embarked on a remarkable journey through the landscape of SIPs, refining strategies, embracing volatility, and reaping the rewards of consistent, disciplined investment. Let’s learn from the two decades of SIP investments. The purpose…
In today’s financial landscape, choosing the right investment for your hard-earned money is a crucial decision. While traditional bank fixed deposits have long been a favorite, debt funds are emerging as a strong contender. In this article, we will explore why debt funds are gaining popularity and why they may score over bank fixed deposits….
Let’s unlock the wealth for ourselves. There exists a universal dream among people of building wealth and securing a brighter financial future. But we often hear the cry of those who say they lack the savings required to venture into the world of investments. Hence, they procrastinate, being convinced that the doors to financial prosperity…
