Summary: Here’s my uncle’s simple money lessons from our chai stall chats, saving daily, investing wisely, staying patient, and giving generously, guided my journey from financial mistakes to building lasting wealth. Introduction There was a small chai stall near our college exit gate. After attending the full day lectures and practicals, that aroma of masala…
Summary: The EPFO 3.0 update, set for May–June 2025, will introduce instant PF withdrawals via ATMs, faster claim settlements, Aadhaar-based services, and a new mobile app, aiming to make retirement savings more accessible and efficient for over 9 crore Indian subscribers. Jump to the conclusion. Introduction If you’ve ever had to withdraw money from your…
Summary Points: I explain the four quadrants: E, S, B, I. E and S mean trading time for money. B and I focus on systems and passive income. I share my journey from E to B and I. Small steps can help you move to financial freedom. Introduction Today, I want to talk about something…
Summary Points: Trump announced tariffs on April 2. Stock market crashed, but he didn’t budge. Bond auction flopped on April 8. Hedge funds sold bonds, raising yields. Trump paused tariffs, except on China. India’s reserves felt the bond impact. Introduction You might have heard about Donald Trump’s sudden U-turn on his reciprocal tariff plans 10…
Summary Points: Trump’s tariffs started with China, Canada, Mexico in January. April 2nd brought massive reciprocal tariffs globally. Markets crashed, like a -12% S&P 500 drop (in 30 days). China and others hit back with their own tariffs. Even Americans are upset over rising costs, layoffs. Did Trump expect this chaos or misjudge it? Maybe…
Summary Points: I got an email from a reader wondering why the U.S. dollar stays dominant (Jump here for the reason). The USD’s reserve status and U.S. Treasuries keep its demand high. A strong dollar also lets the U.S. survive even with big deficits and high debts (for now). Low inflation and low rates help,…
Summary Points: I’ll explain how rich people focus on cash flow and net profit to grow their business, like my example of an ice-cream store. Check this mind-map You’ll see an example where how profits was split as 25% for business growth, 25% for family, and 50% for investing. I’ll share how they use direct…
Summary Points: I explain why countries like India (52%) and China (67%) charge high tariffs on U.S. goods. I break down the U.S.’s “discounted reciprocal tariffs,” like 26% for India, and why they’re not matching fully. I talk about how trade agreements and politics, like India’s GSP removal, play a big role in these tariffs….
Summary Points: India: At a Rs.50L CTC, you face a 26% income tax hit (Rs. 13 lakhs), plus GST (avg. 12% of spending), pushing total tax to 32.2%, that’s a lot of money. USA: A PPP-equivalent of (Rs.50 Laks) $171,429 salary sees 25.4% in federal taxes ($43,619), with 7% sales tax bumping it to 29.1%…
Summary Points: Piramal Finance’s entry into the gold loan business, as reported by Business Standard on March 28, 2025, highlights a growing trend among Indian banks and NBFCs. India’s massive gold reserves (25,000–30,000 tonnes) and cultural affinity for gold drive demand for quick, collateral-based loans. The business model offers low risk (default rates below 1%)…
Summary Points: Only 25.5% of India’s 143.81 crore population (36.67 crore) are working and earning, and 7.67% of them (2.81 crore) paid income tax in FY 2023-24. Personal income tax has grown at 15.6% per year over 29 years, outpacing the Sensex (11.58%) and GDP growth (10-11%). Indirect taxes like GST, paid by all, make…
![What's India’s Google Tax [Explained] - Thumbnail](https://ourwealthinsights.com/wp-content/uploads/2025/03/Whats-Indias-Google-Tax-Explained-Thumbnail-768x462.png)
Summary Points: India’s government plans to ditch the 6% Google Tax on online ads by April 1, 2025, as reported by The Indian Express, hinting at U.S. pressure. What It Was: Introduced in 2016, the Google Tax (Equalisation Levy) targeted non-resident tech giants like Google with a 6% tax on digital ad payments over RS.1…
