One of the most underrated activity is ‘expense management’. We tend to focus more on income generation, and less on ‘managing expenses’. Why? [Read: About an Excel based tool which can budget & track expenses] The reason is perhaps simple. We tend to give more importance to things which are harder to get. Earning Money:…
The business model of airports across the world is quite unique. Airports in itself is a hugely capital intensive investment. Both in terms of CAPEX and Operating costs, airports demand huge cash flows. Airport Authority of India (AAI) design, develops, controls and manages 126 nos airports in India. The breakup of these 126 nos airports are…
What is a NFC Enabled Contactless Credit Card? Is it operational in India? Is it safe to use Near Field Communication (NFC) cards. What care must be taken? Which banks are currently providing NFC Credit Cards in India? We will try to answer these intriguing questions in this blog post. ICICI & SBI was among…
Have you ever tried to calculate salary of housewife mom? I know, not many will care to quantify this job. Job? Is it really a job? Yes it is. But mostly, it is taken for granted. What will happen if government made a rule that all housewife moms should get a paycheck. Yes husbands, what…
Mostly it is the business men who become richer than others. But how can a salaried person become rich? Smart business men tend to become rich more frequently than salaried people. Yes, the keyword to become rich is “smart”. One need to handle ones paycheck (income) smartly. Smart and rich business men tend to handle their…
The concept of pay yourself first has tremendous powers of making one financially independent. How? At least, it builds a strong foundation for it. “Pay yourself first” was a phrase which was first used in a book called The Richest Man in Babylon. But this simple statement has been converted into a profound personal finance rule…
What is your daily expense? Have you every tried to calculate the quantum of it? How to calculate daily expense? Realisation of the quantum of daily expense is both interesting and important. Just the realisation of this number will help you keep a check on your unnecessary expenses. How? We will see in this blog post……
Reducing Balance Loan Calculator Loan Amount (₹): Annual Interest Rate (%): Loan Tenure: MonthsYears Calculate Summary: EMI (₹): Total Interest (₹): Total Payment (₹): Amortization Table: Month Principal (₹) Interest (₹) Remaining Balance (₹) Introduction Allow me to tell you a story about reducing balance loan calculation. Why I’m writing a blog post about it?…
The rent vs buy a house decision is a dilemma that the majority face while buying their first home. It is one of the tough decisions of life. Why? Because when common men decide to buy a house, they are actually making a decision to lead a less-abundant lifestyle. Hence, along with money, buying a house…
![Swagbucks India: A Way to Earn Money Online [Now]](https://ourwealthinsights.com/wp-content/uploads/2018/06/Swagbucks-image.png)
This article is about how one can earn money online in India using Swagbucks. As on date, I’ve earned about 19,700 SB’s which is equivalent to about Rs.12,000 Indian Rupees (check my Swagbucks earning details) In Year 2016 and I was new to Swagbucks. Today in 2021, I’m still hooked to Swagbucks. Why? Because it does…
What is the utility of a balance sheet for individual? Why a salaried employee must maintain a personal balance sheet? There can be no if’s and but’s in the answer. An individual must maintain a balance sheet for personal use. Why? Because it will assist in keeping ones personal finance in order. What is a…
Explore the benefits of the Loan Prepayment Calculator to understand how prepayments can affect your loan. Just enter your loan details and prepayment options, and you will discover potential changes in EMI, total interest, and savings. This tool is designed to help one make informed decisions to minimize the financial burden. We invite you to…
