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Business Model of Airports [Operations, Income]: How Airports Make Money

The business model of airports across the world is quite unique.  Airports in itself is a hugely capital intensive investment. Both in terms of CAPEX and Operating costs, airports demand huge cash flows.  Airport Authority of India (AAI) design, develops, controls and manages 126 nos airports in India. The breakup of these 126 nos airports are…

What is “Pay Yourself First” Concept of Robert Kiyosaki?

The concept of pay yourself first has tremendous powers of making one financially independent. How? At least, it builds a strong foundation for it.  “Pay yourself first” was a phrase which was first used in a book called The Richest Man in Babylon. But this simple statement has been converted into a profound personal finance rule…

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Reducing Balance Method of Loan Calculation: Online Calculator & Excel Working

Reducing Balance Loan Calculator Loan Amount (₹): Annual Interest Rate (%): Loan Tenure: MonthsYears Calculate Summary: EMI (₹): Total Interest (₹): Total Payment (₹): Amortization Table: Month Principal (₹) Interest (₹) Remaining Balance (₹) Introduction Allow me to tell you a story about reducing balance loan calculation. Why I’m writing a blog post about it?…

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Rent vs buy house decision explained with an Online calculator

🏡 Home Affordability Calculator Current Salary (₹/month) Current Rent (₹/month) Current EMIs (₹/month) Savings (₹) Loan Interest (%) Home Loan Tenure (Years) Calculate Affordability 📊 Results EMI Affordability:— Required Downpayment:— Home Price You Can Afford:— Fill the form and click calculate. Introduction The rent vs buy a house decision is a dilemma that the majority…

Personal Balance Sheet Format For Individual [For Salaried Employee]

What is the utility of a balance sheet for individual? Why a salaried employee must maintain a personal balance sheet? There can be no if’s and but’s in the answer. An individual must maintain a balance sheet for personal use. Why? Because it will assist in keeping ones personal finance in order. What is a…

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Which is better: home loan prepayment to reduce EMI or tenure?

Explore the benefits of the Loan Prepayment Calculator to understand how prepayments can affect your loan. Just enter your loan details and prepayment options, and you will discover potential changes in EMI, total interest, and savings. This tool is designed to help one make informed decisions to minimize the financial burden. We invite you to…

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Whether Investment in Ola Uber Cab is Profitable?

You can use this simple tool to explore common questions about earnings and commissions for Ola and Uber drivers. By selecting a question from the dropdown menu, you will receive an informative answer based on available information I could gather about the topic. Whether you’re curious about income potential or how the business model works,…