My father has a VW Polo petrol since 2016. Being a retired man, he does not drive much. But he wants to get rid of the hassle of going to fuel stations to get the car refueled. Moreover, he also wants to contribute (carbon Footprint) by switching to an EV. Hence, he proposed to change…
When I first asked myself ‘how to stop overspending money’, I did not realise that answering this question will be so difficult. [What helped: My financial planning calculator]. Why its answer was ‘difficult’? Because it required some ‘deep thinking’. Why?Because overspending is caused more due to psychological limitations. When we spend more, it is kind…
If you want to start your expense tracking from today, you’ve landed on the right page. Here not only you will learn about expense tracking, but you can also download a tool to start doing it today. What is this tool? This is my budgeting and expense tracking Excel-based worksheet. It is a unique tool…
Why it is important to plan purchase of air conditioner (AC) for home? One time cost of a typical 1.5T AC is not so high. It will cost around Rs.30,000. Though it is not cheap, but still people do manage to afford it. But the actual expense of an air conditioner is its operating &…
How important it is to spend wisely on holiday trips? As a purchaser, travellers could die to get tips on it. Let it be long or short duration trips, saving money is always possible. But for sure, on longer duration trips, potential to save money in more. These days, in India as well, people have…
Why we must know about prepaid forex card? Because it is a nice way to carry money abroad. In India, it is also called as “Travel Currency Card”. Planning one’s purchases before traveling abroad, is one of the aspects of personal finance management. Consider this, you are an Indian living in New Delhi. You have…
