Does SIP actually work? This was the query posted by a reader on my blog. He further added to his query stating that. “if SIP is effective, then why don’t all people invest in mutual funds through SIPs.” I can understand his doubt. Whenever we hear about big investors like Warren Buffett, Rakesh Jhunjhunwala, Ramesh…
What is the average return of Sensex? The simplest answer to this query is 13.81% per annum. But to give you this answer, I’ve made a critical assumption. It has been assumed that the holding time is three (3) years. Increasing the holding time to five (5) years will change the average return to 12.76%…
Recently I met a young investor who wanted to know what happened in 2008 with the mutual fund investors. In the 2008 market crash, caused by the subprime mortgage crisis in the US, equity mutual funds saw havoc. The market crash significantly impacted several equity mutual fund schemes. Allow me to mention a few prominent…
If you are a salaried person, you are probably aware of the importance of tax planning. By carefully planning finances, one can minimize tax liability and save a significant amount of money. This article is mainly written for people in the 30% tax bracket. I was specifically asked, how to save tax after section 80C…
Best SIP Investment Calculator Calculate the future value of your SIP investments, including optional annual step-up contributions, based on the 7-5-3-1 rule. Monthly Investment Amount (₹): Investment Tenure (Years): Expected Annual Return Rate (%): Annual Step-Up Percentage (%): Calculate Summary Investing in the stock market can be both thrilling and intimidating, especially for beginners. It’s…
Option chain analysis is a tool that can add to the investment strategy of long-term investors. In this article, I’ll first talk about the fundamentals of option chain analysis. We will also see how to navigate NSE India’s option chain data. Then we will demonstrate the potential benefits of the option chain, for those who…
As a young professional, who is just starting a career at the age of 22, your thought process seems right. You are also thinking about investment. At this age, your professional journey has just started. You will face multiple money needs in times to come. Starting your investment journey so early will definitely give you…
[Check here for a list of blue chip stocks]. Investing in Blue Chip Companies is like having superheroes in your portfolio. Their stability, reliability, and financial strength make them your financial allies. Consider them for the long haul, and they could be your ticket to long-term financial growth. But remember, even superheroes have their weak…
Systematic Investment Plan (SIP), stands as a cornerstone strategy for wealth creation and financial stability. For nearly two decades, one steadfast investor embarked on a remarkable journey through the landscape of SIPs, refining strategies, embracing volatility, and reaping the rewards of consistent, disciplined investment. Let’s learn from the two decades of SIP investments. The purpose…
In today’s financial landscape, choosing the right investment for your hard-earned money is a crucial decision. While traditional bank fixed deposits have long been a favorite, debt funds are emerging as a strong contender. In this article, we will explore why debt funds are gaining popularity and why they may score over bank fixed deposits….
Unlock the secrets of retirement planning in India with this comprehensive calculator. Discover how age, income, and investments shape our financial future. I’ll suggest you, explore all the variables of the calculator. There are 14 number variables that shape the final result. Change a few tiny bits in each of the variables and observe how…
There are five ways to invest in gold whose returns are comparable, Gold Mutual Funds, Gold ETFs, Gold Coins/Bars, Digital Gold, and Sovereign Gold Bonds (SGBs). I have not considered gold jewelry because high making charges keep their potential returns too low for comparison. In this article, we’ll know which is the best way to…
