Investing & speculation are two different strategies used in the stock market. Investing is a long-term approach that focuses on the fundamentals of a company. While speculation is a short-term approach that focuses on market trends and technical indicators. Which strategy, stock investing or speculation, is best for long-term investors? For quick answers, read the…
Investing in mutual funds is popular among investors seeking to diversify their portfolios. It is especially suitable for people with long-term financial goals in mind. One type of mutual fund that has gained traction in recent years is the fundamentally weighted index mutual fund. The concept is still not as popular in India, but with…
The purpose of the article “Why You Should Avoid Investing in Gold During a Gold Rush” is to warn readers about the potential risks and downsides of investing in gold during a gold rush. I’ll emphasize that, although gold may seem like a safe investment, investing during a gold rush can be risky. This is…
The purpose of this article is to formulate a rule using which one can do the affordability analysis for oneself. The majority of us are not clear about our affordability factor. We are lured into believing that we can buy a thing that is actually not affordable. The idea is to understand the concept of…
The objective of this article is to highlight the importance of building the right thought process to practice investment successfully. Beginners worry about how to invest money wisely. In this article, we take the matter of wise investment from its very core. We discuss what, why, and where about investing from the perspective of a…
The purpose of writing this article is to highlight how the expense ratio is calculated and deducted by mutual fund schemes from our investments. Many people think that the expense ratio of mutual funds is a one-time expense. But on the contrary, it gets deducted from our investment on a daily basis. The daily deduction…
The objective of this article is to highlight the use, effectiveness, and limitation of a Bad Bank. For the shareholders of banking stocks, especially government banks, it is interesting to know why the concept of Bad bank was introduced in India. If this Bank will function well, it has the potential to wash out the…
Which is the best strategy for stock picking? There are multiple stock investing strategies. Out of them, we cannot point to one as the “best”. The choice of strategy can change depending on the individual’s goals, risk tolerance, and investment horizon. In this article, we will discuss a few strategies that, we, retail investors can…
The objective of this article is to emphasize the need for maintaining basic liquidity and solvency levels for a financially healthy company. We’ll learn about liquidy vs solvency from the eyes of a stock investor. We’ll look at the concept and financial metrics that will help to quantify and comprehend a company’s liquidity and solvency…
The objective of this blog post is to highlight the requirement of the 12 steps of financial planning in Your 20s. There are three stages to financial planning shown in this post. It starts with taking the basic first steps. Then the person should graduate to the savings mode and finally to the investment mode….
After the recent event with the Paytm Payment Bank, my confidence in the top management of the company has seen a drastic shift. For me, till the next event, this is a no-go company. The purpose of this article is to understand if Paytm stocks are a good buy. To answer this question, we will…
The purpose of this article is to share my point of view on the concept of shareholder value. The piece is written from the perspective of an investor. For an investor, a company that is managed with the goal of enhancing the shareholder’s value is a good company. But it is also necessary to check…
