PEG ratio is a useful valuation metric for stock investors. Potential investors can use it to gauge if a stock is overvalued or undervalued. PEG is a ratio which establishes a correlation between company’s price valuation with its future growth prospects (see here). We are more conversant with the use of P/E ratio (Price to Earnings…
In India we have an investment option called “Post Office Monthly Income Scheme (MIS)”. Among other investment options, PO-MIS can also be considered suitable for investment by retired people. But PO-MIS is not limited for retired people alone. Anyone with age above 18 years can open a PO-MIS account. An account can be open even…
Generally speaking, good news about a company can take its stock price up, and bad news can take the price down. In real world, lots of news keeps floating about companies. Some news are good and some may be bad. Hence the struggle of price moving up or down is happening every second. But what…
Retirement planning is important. Why? Because this is what is going to give us financial independence after we’ve retired from our jobs/work. The planning will ensure the availability of the required funds when it’s time to retire. In India, the majority of service-class retired people depend on annuities to take care of their cash flow…
Summary: This article outlines six essential money management rules—budgeting, avoiding overspending, building an emergency fund, paying off debt, investing, and maintaining creditworthiness—to guide common individuals toward financial independence. Introduction “What is the need of money management; after all we earn money only to spend it one day”. I was trying to be ironic. But I’m…
Compare Sharpe Ratio of Your Type of Mutual Fund Mutual Fund Sharpe Ratio Comparison Tool Select First Mutual Fund: — Select Fund Type —Large Cap FundIndex Fund (Sensex/Nifty)Mid Cap FundSmall Cap FundMoney Market FundGovernment Bond FundCorporate Bond FundBalanced Fund (50% Equity & 50% Debt)Multi Asset FundInternational Fund Expected Return for First Fund (%): Select Second…
Rupee Cost Averaging Calculator Periodic (monthly) Investment Amount (₹): Add Period Calculate Export CSV Date NAV (₹) Units Actions Total Invested: ₹0 | Total Units: 0 | Avg Cost/Unit: ₹0 | Current Value: ₹0 | P/L: ₹0 (0%) Introduction Like long-term investing is a strategy to invest money, ‘rupee cost averaging’ is also an investment…
Stock Price Prediction Tool How is the stock P/E compared to its industry P/E: HigherLower Have the revenue risen from the last 4-quarters? YesNo Have the EPS risen from the last 4-quarters? YesNo Retail investors have increased their stake since the last 4-Quarters? YesNo DIIs have increased their stake since the last 4-Quarters? YesNo FIIs…
Long term investment is not an investment option in itself. It is a strategy which we can follow to practice investment. Let’s understand it using an analogy. One can improve ones physical health by jogging or by practicing yoga, right? Both these exercise has the same goal – of making the person fitter. Jogging and…
How equity investment during COVID-19 Pandemic can be planned? It is easy for expert investors. Why? Because they have a right mindset to handle money during such times. But for we common men, equity investing may not be as smooth. Whenever there is global crisis (like 2008-09 debt crisis, Brexit, Dot-Com bubble etc), a class…
To do fundamental analysis of companies, it is important to look inside financial statements. There are three types of financial statements: The balance sheet, profit & loss accounts, and cash flow statement. These three documents has loads of numbers inside them. What a beginner should look for inside these reports? We will know about it…
Warren Buffett’s rules of investing are not just rules, they are principles based on which good businesses operate. So it would not be wrong to say that Warren Buffett is not just a great investor, he also has extraordinary business acumen. So let’s try to first dig into the roots of Warren Buffett and his investment…
