Lowest NAV mutual fund means it is undervalued? No necessarily. One can earn higher return if one buys a good mutual fund at undervalued NAV. There is a difference between “undervalued NAV” and “lowest NAV”. Low NAV does not necessarily mean the fund is undervalued. Lower NAV may be cheap for your pocket, but it…
SBI provides home loan at most attractive interest rates. Yuvraj wanted his home long transfer to SBI. He did some study and here are his findings. Yuvraj carries home loan of Axis Bank. He was paying interest at rate of 10.75% on his home Loan. He saw that State Bank of India (SBI) is offering…
Lupin Limited (BSE:500257) is an Indian Pharma stock. In terms of Market Cap, Lupin Ltd is the 5th largest stock after Sun Pharma, Cadila, Cipla and Piramal. Lupin Limited is also among the Top 100 stocks of Indian stock market in terms of Market Capitalization. Lupin currently ranks as high as 64 in list of…
Is is possible for a common man to become crorepati in India? Honestly speaking its not easy. But is there a way out? Generally we associate only big movie starts, politicians, cricketers & businessmen with the word crorepati. But the question here is, can a common man like you and me become crorepati? I know…
What is the best way to invest money? For we common men, practicing need based investing is the best way. Why? Because it gives purpose to our investment. A purposeful investment often yields better returns. How need based investing is different? In need based investing we are actually integrating the ‘power of investment’ with our…
Insurance planning is essential. It helps people to manage the potential risk that may come in future. The probability of occurrence of such a risk is bleak, but if it comes it has a high cost implication. This is why it is better to plan from a very early stage. What risks we are talking…
These money facts has power to transform peoples lives. They are not just words, but extracts from real life experiences. How these experiences of life became facts, tells a lot about their utility. People who follow these rules will vouch for it the thousand times. These details would only highlight those essential facts about money…
How difficult it was for people to understand the EPF withdrawal process? In good old days, EPF withdrawal process was known only to the employer. Hence it was not uncommon to find ex-employees being harassed by the employers for their EPF withdrawals. But the cases of harassment was a smaller problem. The bigger issue was…
Who would not love to buy stocks of overseas companies. But is it possible to buy one? Stocks of companies like Google, Microsoft, Apple are dream buys for any investor. But not many people know how to buy their stocks sitting back in India. The success story, and growth prospects of companies like Apple, Google,…
Book value of shares gives us a ‘rough idea’ about the stock’s ‘true value‘ (Book value & other details of top Indian stocks). What is true value? True value is that price of a stock, which an investor must pay to buy it. But why book value gives only a rough idea? Because it considers…
Why I’m talking about monthly income from investments? Because I’m an ardent fan of the concept of financial freedom. For anyone, the only way to find this freedom is to look elsewhere for monthly income. Where to look? Alternative sources (other than job/business). One of the best alternative source of monthly income is investment. “Income…
Who will buy ETF in India? These are mainly those investors who want to buy stocks, but lacks the expertise. Who are these people? These are people who do not know how to screen and analyze stocks. [Check a list of top rated ETFs at the bottom of this post] Why screening and stock analysis…
