Till Nov’2017, Google Finance provided excellent tools for portfolio tracking and stock screening. But Google decided to discontinue this service since then. If you want to know about the discontinued features of Google Finance, you can read this blog post. People like me were a die-hard fan of Google Finance’s stock screener. I used to…
Prepayment of loan can directly lowers the principal amount. If one keeps the tenure unaltered, lowering of principal amount will directly lower the EMI. This is the way one can make a prepayment and save money. In order to understand how much EMI can be reduced by prepayment, I am providing here an excel based…
What is the utility of a balance sheet for individual? Why a salaried employee must maintain a personal balance sheet? There can be no if’s and but’s in the answer. An individual must maintain a balance sheet for personal use. Why? Because it will assist in keeping ones personal finance in order. What is a…
What is the significance of high EPS companies? Why investors look for stocks with high EPS ratio? Does high EPS really means that the stock is good for investing? [list of High EPS stocks is here] Principally, ‘high EPS’ of a stock is a good thing. But high EPS alone does not make a stock…
Explore the benefits of the Loan Prepayment Calculator to understand how prepayments can affect your loan. Just enter your loan details and prepayment options, and you will discover potential changes in EMI, total interest, and savings. This tool is designed to help one make informed decisions to minimize the financial burden. We invite you to…
REIT is an acronym for Real Estate Investment Trust. REIT is basically a company which develops and own ‘income producing’ real estate properties. IPO of India’s first REIT was launched on 18-Mar’19. Shares of Indian REIT started trading from 01st April’19 in Bombay Stock Exchange. In the 3Q ending 31-Dec’2019, Embassy REIT has posted a…
You can use this simple tool to explore common questions about earnings and commissions for Ola and Uber drivers. By selecting a question from the dropdown menu, you will receive an informative answer based on available information I could gather about the topic. Whether you’re curious about income potential or how the business model works,…
How to invest 10 lakh rupees in India? We are dealing with a big lump-sum amount here. Hence, it is better to proceed with caution. Idea should be to generate the ‘expected returns‘ with a “reasonable risk of loss” associated with it. It is important to understand the following concepts before proceeding: Expected Returns: Example:…
The best investment plan is one which not only takes care of our needs but also creates wealth over time. What I’m saying is nothing new, right? Investment advisors have been saying this for years. But the problem comes in its implementation. Buying mutual funds, stocks, bonds etc in the name of investment is not…
One day I was sitting with my group of friends. We were randomly gossiping about things, when the topic of investment came up. People were eager to know about it, but they only wanted quick answers for queries like ‘where to invest money for high returns‘. Frankly speaking, there are no quick answers when one…
Dividend paying mutual funds are my favourite investment vehicle. Why? I like them because it can generate short term income. “Income generation” and “equity investments” does not go hand in hand. This is why, regular dividends from equity based funds makes it unique. I love it. But income seekers must play cautiously with mutual funds….
The intrinsic value formula can help one estimate the ‘fair value’ of stocks. But why bother about ‘intrinsic value’? Why not simply buy stocks at an available market price? Because stocks will be profitable only if one buys them at a price below their intrinsic value. In fact, Benjamin Graham (The Guru to Warren Buffett)…
