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The Power of Systematic Investment Plans (SIP) for Small Savers [A Calculator]

Let’s unlock the wealth for ourselves. There exists a universal dream among people of building wealth and securing a brighter financial future. But we often hear the cry of those who say they lack the savings required to venture into the world of investments. Hence, they procrastinate, being convinced that the doors to financial prosperity…

Retirement Planning: A comprehensive guide about how to do it

Retirement planning is important. Why? Because this is what is going to give us financial independence after we’ve retired from our jobs/work. The planning will ensure the availability of the required funds when it’s time to retire. In India, the majority of service-class retired people depend on annuities to take care of their cash flow…

Mutual Fund Calculator: Estimate Monthly Contribution For Investment Growth

You can check my mutual fund calculator here. It has been coded to help beginners to estimate how much to invest for a financial goal. Lumpsum Investment (Rs.) Monthly Contributions (Rs.) Rate of Return (% p.a.) Investment Horizon (Years) Final Lumpsum Amount (Rs.Lakhs) Fianl SIP Amount (Rs.Lakhs) Total Amount (Rs.Lakhs) But why we need such…

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Loan Prepayment Calculator: Saving Lakhs On Home Loan [Now]

This home loan prepayment calculator gave me the inspiration to become debt-free. Now, after years of painstaking focus and persistence, I am finally debt-free. It is a different life. How I’ve reached this stage? My home loan prepayment calculator made it possible. How? It all started in the year 2012-13. While we were developing this…