Summary: Let’s explore whether you can live a normal life in India without a credit score, highlighting how daily expenses can be managed without one, but major goals like buying a house or traveling abroad often require a credit history for smoother, cost-effective outcomes. Introduction Why everyone keeps talking about credit scores? You’ve got your…
Summary: This article outlines six essential money management rules—budgeting, avoiding overspending, building an emergency fund, paying off debt, investing, and maintaining creditworthiness—to guide common individuals toward financial independence. Introduction “What is the need of money management; after all we earn money only to spend it one day”. I was trying to be ironic. But I’m…
Let me give you the answer straight away. There is no way one can build or improve credit score without debt. Though there is a small compromise possible. But I will disclose it at the end of this article. But before that allow me to share my concept about “credit score” first. I know, you started to…
