Investing in mutual funds is popular among investors seeking to diversify their portfolios. It is especially suitable for people with long-term financial goals in mind. One type of mutual fund that has gained traction in recent years is the fundamentally weighted index mutual fund. The concept is still not as popular in India, but with…
Capture ratio is one of the most understandable financial-ratio in which we (small investors) can gauge a mutual fund’s return from a perspective. I’ll tell you how. We often pick mutual funds for investment based on their past returns. It is like evaluating a mutual fund based on only one parameter. Which is not enough, right? But…
There is a need for people to know about direct plan offered by mutual fund companies. What is the need? In good old days, mutual fund schemes could be sold to investors only through agents and distributors. Reason being, lack of penetration of internet into the Indian households, hence negligible online transactions. But today we…
Why I got interested in the concept of Net Asset Value (NAV)? Because it helped me to see my portfolio-building from the eyes of a mutual fund manager. Generally, I build my savings under several heads (like saving#1, saving#2 etc). Overtime, savings keeps accumulating under each head. When it becomes sufficiently large, I use a…
Sharpe ratio is a measure of risk-adjusted returns generated by mutual funds. Looking at ‘returns’ through the filter of ‘risk’ is advisable for investors. What we need as an investor? High returns but at low risks, right.? Sharpe ratio is a tool which helps us to identify such mutual funds – which generates high returns…
Systematic Transfer Plan (STP) is a useful tool like Systematic Investment Plan (SIP). SIP has become a synonym for mutual fund investing. People prefer buying mutual fund units through SIP route. Hence these days, it is not necessary to explain the meaning and purpose of SIP to people. But the concept of Systematic Transfer Plan (STP)…
You can check my mutual fund calculator here. It has been coded to help beginners to estimate how much to invest for a financial goal. Lumpsum Investment (Rs.) Monthly Contributions (Rs.) Rate of Return (% p.a.) Investment Horizon (Years) Final Lumpsum Amount (Rs.Lakhs) Fianl SIP Amount (Rs.Lakhs) Total Amount (Rs.Lakhs) But why we need such…
If you are a beginner who wants to start a mutual fund investment, you have landed on the right page. In this mutual fund guide, we will try to cover all basics related to investment in general and about mutual funds. Who should read this article? This piece is for anyone who wants to start serious investing but does…
In this blog post I will talk about Focused Mutual Funds. So why I am referring to Sun Pharma stock here? Because it will help me explain the utility of focused mutual funds in a perspective. In last weeks, I read about Sun Pharma stock in a newspaper. They are considering that, this stock might…
In this article, you can read an interesting study done on Small Cap mutual funds. Why small cap funds? Because it is a new exploration for me. I personally prefer to invest in stocks of big established companies. Why? Because such companies are less risky. They have a proven track record which makes them comparatively safer. But…
I am sure you must also have pondered that which is a better investment, ULIP vs Mutual Fund SIP? Unfortunately, not much reliable information is available on internet related to ULIP vs Mutual Fund SIP. In this article, what is presented is more from my personal experience I gathered while dealing with ULIP and mutual fund SIP….
