Allow me to tell you a story about why I’m writing an article on the topic of mutual fund charges. Recently, I met a worried senior citizen (my uncle). He was upset about the low returns his mutual fund (SIP) is yielding. He was so upset that he was even calling it a scam. Uncle even shared his…
First, I’ll explain what prompted me to explore the idea of index funds vs ETFs. Both are very similar products. But I wanted to know that for people like me, who like stocks, ETF is the first choice. But what is the logic behind this preference? I wanted to record it in black and white, hence…
The question, how to build ten crores by investment is vague. It only talks about the end goal. But how to reach there? That is what we will answer in this article. Also Read: How to become rich. Before we can answer the question, we will have to ask a few more questions to remove the vagueness. The…
Let’s start with the most basic question. Why compare two mutual funds? It’s done to know which fund is better for investing. But such a comparative method is effective? If one knows the vital parameters for comparison, it can be more effective. In fact, unlike stock analysis, a detailed fundamental analysis of mutual funds is not possible….
Sharpe ratio is a measure of risk-adjusted returns generated by mutual funds. Looking at ‘returns’ through the filter of ‘risk’ is advisable for investors. What we need as an investor? High returns but at low risks, right.? Sharpe ratio is a tool which helps us to identify such mutual funds – which generates high returns…
How equity investment during COVID-19 Pandemic can be planned? It is easy for expert investors. Why? Because they have a right mindset to handle money during such times. But for we common men, equity investing may not be as smooth. Whenever there is global crisis (like 2008-09 debt crisis, Brexit, Dot-Com bubble etc), a class…
When we buy/sell stocks, this trade happens in a financial market. People trading in forex, derivatives, commodities etc do so in a financial market. Even our banks, insurance companies, mutual funds, pension trusts etc are a participant of financial market. In simple term, we can say that a “financial market” is a phrase used to…
Recently I was reading about the launch of India’s first Real Estate Invest Trust (REIT). As it was the first such financial instrument in India, I wanted to know more about it. Basically I wanted to know, who is behind this REIT? This small question took me into a spiral, and what I could unearth…
In last decade, index funds have gained lot of popularity. What makes index funds attractive is their low cost. Compared to actively managed funds, index funds has lower expense ratio. ‘HDFC Index Fund – Sensex’ is one of the better index funds. It has an expense ratio of 0.3% (Regular Plan), and 0.1% (Direct Plan)….
“Embassy REIT” is India’s first Real Estate Investment Trust (REIT). It’s IPO has been issued on 18th-Mar’19, and will remain open till 20th-Mar’19. Through this IPO, Embassy REIT wants to raise capital worth Rs.47,500 million (Rs.4,750 Crore). I have already written few basics about REIT. I’ll suggest you to give a glance on it as…
I was about to leave my office one Friday evening, and this thought came to my mind that, How to plan and invest Rs.5000 per month for next 20 years? The objective was to start investing in general as a good habit, which eventually can also build a corpus. The time horizon was long, so…
Generally, how we evaluate performance of mutual funds? By looking at their historical returns. Suppose there are two mutual funds A & B. The returns generated by these mutual funds in last 1 year has been as below: Most likely, in which mutual fund you will invest your money? Probably “A”, right? Now lets add…
