Why investors should be concerned (or not concerned) about the low trading volume of ETFs? Let me give you a history about the origin on this question. The average trading volumes (30 day) of few stocks as on 03rd-Aug’18 are as below (in NSE): TCS: 37,63,490 nos shares. RIL: 90,05,800 nos shares. HDFC Bank: 26,59,164…
In this article, you can read an interesting study done on Small Cap mutual funds. Why small cap funds? Because it is a new exploration for me. I personally prefer to invest in stocks of big established companies. Why? Because such companies are less risky. They have a proven track record which makes them comparatively safer. But…
I have already written an article on Systematic Investment Plan (SIP). So why a separate post on SIP return calculator? Writing a separate post was necessary to explain a very important point about returns from SIP. To explain the concept of returns from SIP, it was also obvious to code a SIP return calculator. You can use…
One day my Life Insurance agent approached me and informed me about a child insurance plan. That insurance policy provided insurance coverage of Rs 10,00,000. Upon purchase of this child plan, the annual premium payment was Rs 52,000 for next 18 years. The returns will be affected at the end of 18th year, 19th, 20th, 21st,…
A person who wants to start investing money must be aware of the investment basics. For a beginner, these investment basics will work like a light-house. It’ll show direction, following which the investors will reach the desired goal. These ‘basics’ are like ‘rules of investing’. By being aware of these rules, even a novice can…
Direct equity investment can be very rewarding. Simultaneously this is also true that risk of loss in direct equity is high. People who can balance risk and return while dealing with direct equity are the winners. But how can one balance the risk and reward? The risk associated with direct equity comes from complexity of information Its not so…
Lowest NAV mutual fund means it is undervalued? No necessarily. One can earn higher return if one buys a good mutual fund at undervalued NAV. There is a difference between “undervalued NAV” and “lowest NAV”. Low NAV does not necessarily mean the fund is undervalued. Lower NAV may be cheap for your pocket, but it…
Who will buy ETF in India? These are mainly those investors who want to buy stocks, but lacks the expertise. Who are these people? These are people who do not know how to screen and analyze stocks. [Check a list of top rated ETFs at the bottom of this post] Why screening and stock analysis…
The best investment plan is one which not only takes care of our needs but also creates wealth over time. What I’m saying is nothing new, right? Investment advisors have been saying this for years. But the problem comes in its implementation. Buying mutual funds, stocks, bonds etc in the name of investment is not…
One day I was sitting with my group of friends. We were randomly gossiping about things, when the topic of investment came up. People were eager to know about it, but they only wanted quick answers for queries like ‘where to invest money for high returns‘. Frankly speaking, there are no quick answers when one…
Dividend paying mutual funds are my favourite investment vehicle. Why? I like them because it can generate short term income. “Income generation” and “equity investments” does not go hand in hand. This is why, regular dividends from equity based funds makes it unique. I love it. But income seekers must play cautiously with mutual funds….
There are several alternatives available for investing money in India. But the problem is that, investment after retirement must be done in a specific way. Hence, the composition of ‘investment portfolio’ of a retired person is different from other people. What is the difference? A retired person plans to include those assets in portfolio which…
