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How Ordinary Indians Achieved Financial Freedom: Real Stories

Summary: I’ll share with you inspiring stories of ordinary people like Rajesh, Priya, and Ankit, who achieved financial freedom through smart investing, persistent effort, and diversified income streams, offering practical lessons for anyone looking to take control of their finances. Financial Freedom Calculator Current Age (Years): Desired Retirement Age (Years): Current Monthly Expenses (INR): Current…

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How to Use Your Credit Card Wisely in India: A Practical Guide

Summary: This article guides us on using credit cards wisely by paying bills in full, building a strong credit score, earning rewards without overspending, and treating the card as an emergency tool, all while debunking myths about interest payments. Jump to the conclusion Introduction You’ve got a new credit card in your wallet and you…

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How to Maintain a High CIBIL Score of 800 or Higher

Summary: This article outlines practical strategies to maintain a CIBIL score of 800 or higher, emphasizing timely payments, low credit utilization, and disciplined debt management for better loan terms and financial stability. Introduction I know that you are aware how important a CIBIL score is in for us, if not, I’ll suggest you read this…

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Should You Buy That Bangalore Dream House or Keep Renting? Let’s Figure It Out Together

Summary Points: You’re eyeing a Rs.1.2 crore house in Bangalore—buying means a Rs.50 lakh down payment and Rs.70,000 EMI, while renting starts at Rs.40,000 a month with an 8% yearly hike. Buying costs more (Rs.84 lakh over 10 years) but gives you stability and a potentially Rs.1.96 crore asset; renting saves cash (Rs.70 lakh) and…