Why I’m blogging about this topic? Recently I met a person who was inclined to explore stocks but wanted to practice only defensive investing. He was a regular investor in mutual funds. He would explore direct shares purchase, but only with safe stocks. I know, a lot of people have similar mindsets. How risk-averse people…
Estimate risk profile before starting to invest. It is essential to figure out the right investment strategy for an individual. A person who is risk averse shall not end up buying a high-risk investment. Similarly, a person with a high-risk profile will find debt-based plans unsatisfying. Practically speaking, the majority of individuals fall between the…
In India we have an investment option called “Post Office Monthly Income Scheme (MIS)”. Among other investment options, PO-MIS can also be considered suitable for investment by retired people. But PO-MIS is not limited for retired people alone. Anyone with age above 18 years can open a PO-MIS account. An account can be open even…
If we can invest risk free and earn high returns, wouldn’t it be an ideal scenario? Sure it will be, but how to do it? This is what we will discuss in this article. But allow me to first confess a thing. This blog post is not about the “traditional” write-up on risk free investment…
FD are favourite investment vehicle, right? But is it possible to earn higher interest on FD investment? Fixed deposits (FD) remain one of the most trusted investments in India. People of all ages and all backgrounds loves investing in fixed deposits. But there are ways to earn higher interest on FD? FD promises a guaranteed interest….
Where to park money idling in savings account? Savings accounts offer to low interest. Better is to invest it elsewhere. Where do you keep your savings? Majority do it in savings account. What are the alternatives available? Recently I came across a friend who works as a priority manager for a Bank. He handles variety…
