Overspending: How To Stop Overspending Money [Financial Calculator]

When I first asked myself ‘how to stop overspending money’, I did not realise that answering this question will be so difficult. [What helped: My financial planning calculator]. Why its answer was ‘difficult’? Because it required some ‘deep thinking’. Why?Because overspending is caused more due to psychological limitations. When we spend more, it is kind…

Financial Health Score: How An Individual Can Improve The Score

One’s present personal financial health is built upon how money was handled in the past. Better the money is handled today, healthier will be the future financial health score. When money is spent only to buy things, it can add nothing to one’s financial health score. Instead, it affects negatively. So, how to handle money?…